Small Business Health Insurance in Jacksonville, FL
Looking for small group health insurance in Jacksonville FL? Derek Rogers helps local businesses compare affordable employee health plans. Free consultation.
Flexible Group Health Plans for Small Businesses and Teams
If you’re a small business owner in Jacksonville or the surrounding area, offering health insurance can help you attract top talent, retain great employees, and protect your team’s well-being. At HealthMarkets Insurance – Derek Rogers, I specialize in helping local businesses understand and compare small group health insurance plans that balance benefits and affordability.
Whether you have two employees or fifty, I’ll help you navigate your options and choose coverage that supports both your people and your bottom line — with no cost for my services.
Why Offer Group Health Insurance?
Even as a small business, offering group health benefits can provide big advantages:
Attract and retain qualified employees
Improve employee satisfaction and productivity
Offer tax advantages for the business
Boost company credibility and loyalty
Support your team’s health and financial stability
In today’s competitive job market, benefits often make the difference between a candidate accepting your offer or going elsewhere. I help you offer competitive packages — without the complexity.
Who Qualifies for Small Group Coverage?
You may be eligible for small business health insurance if:
You have
2–50 full-time or full-time equivalent employees
You pay at least 50% of employee premiums
You offer coverage to all full-time employees
You operate as a legal business entity (LLC, S Corp, etc.)
Whether you’re a startup, a growing family business, or a well-established company, I can walk you through the requirements and make enrollment easy.
Types of Plans Available
Group health insurance plans can be tailored to fit your business structure and employee needs. I’ll help you explore options such as:
HMO Plans (Health Maintenance Organization)
Lower premiums
Requires in-network providers
Great for cost control
PPO Plans (Preferred Provider Organization)
Flexibility to see out-of-network providers
Higher premiums, but more choices
Good for businesses with diverse employee needs
High-Deductible Health Plans (HDHPs) with HSAs
Lower premiums, higher deductibles
Health Savings Account (HSA) eligible
Ideal for younger or healthier workforces
Level-Funded or Self-Funded Plans
Potential for cost savings
More control over plan structure
Ideal for businesses ready to manage more risk
Add-On Benefits to Support Your Team
In addition to core health insurance, I can help you offer:
Dental and vision plans
Life insurance
Disability coverage
Accident and critical illness plans
These add-ons can be offered at little or no cost to the employer while giving employees more value and protection.
Why Work With Derek Rogers?
As a licensed, independent agent affiliated with HealthMarkets, I make it easy for business owners to compare multiple insurance carriers and coverage types — all in one place.
I offer:
Free consultations and plan comparisons
Help with eligibility, budgeting, and contribution strategy
Support during initial setup and annual renewals
Ongoing guidance for claims, employee changes, and compliance
Unlike working directly with a single insurer, I bring flexibility and objectivity — helping you get the best deal without being locked into one provider.
Top Carriers Available Through HealthMarkets
You’ll have access to top-rated national and regional carriers, including:
UnitedHealthcare
Aetna
Blue Cross Blue Shield
Cigna
Humana
Florida Blue
…and others
I’ll help you compare rates, networks, and employee-friendly features — all while staying on budget.
Let’s Build a Better Benefits Package
Your team deserves quality care — and your business deserves a plan that works. Whether you’re exploring group insurance for the first time or looking to upgrade your current coverage, I’m here to help.
Let’s make group benefits a smart, affordable investment in your company’s future.
Common Questions About Group Health Plans
Is it expensive to offer small business insurance?
Plans are more affordable than many owners expect — and you may qualify for tax credits. I’ll help you understand real costs and value.
Can I offer coverage to part-time or 1099 workers?
In some cases, yes. I’ll help you determine eligibility and alternatives if full group coverage isn’t the right fit.
Do I have to offer the same plan to every employee?
You can often offer multiple plan options, letting employees choose what fits best.
What if I’m just starting out with 2–3 employees?
That’s a great time to set up a plan. I work with new and small teams to create sustainable, scalable solutions.
What if my employees live in different states?
We can explore multi-state options that offer consistent benefits across locations.
Contact Derek Rogers Today
HealthMarkets Insurance – Derek Rogers
10199 Southside Blvd #100 Jacksonville, FL 32256
Phone: (904) 580-7231
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