Medicare Plans in Jacksonville, FL
Explore Medicare plans in Jacksonville FL with Derek Rogers. Get help comparing Advantage, Supplement, and Part D options. No-cost, local Medicare support.
Helping You Choose the Right Medicare Coverage with Confidence
Navigating Medicare doesn’t have to be overwhelming. At HealthMarkets Insurance – Derek Rogers, I provide clear, personalized guidance to help you make informed decisions about your Medicare options — at no cost to you.
Whether you're turning 65, retiring soon, or helping a loved one with enrollment, I’ll walk you through everything you need to know about Medicare coverage, costs, and timing. As a licensed Medicare broker based in Jacksonville, I work with a variety of carriers to help you compare plan types and choose the coverage that’s best for your needs.
Your Medicare Options Explained
Medicare isn’t one-size-fits-all. Understanding the different types of coverage is key to choosing a plan that fits your medical needs and your budget. Here’s a quick overview of your primary options:
Prescription drug coverage (Part D)
Dental, vision, and hearing
Fitness programs and wellness benefits
Medicare Advantage (Part C)
Medicare Advantage plans are offered by private insurance companies and provide all the benefits of Original Medicare (Part A and Part B), plus extra features like:
These bundled plans often include low or $0 monthly premiums and operate within provider networks (HMO or PPO). I’ll help you compare options, review networks, and check that your doctors and prescriptions are covered.
Deductibles
Copayments
Coinsurance
Medicare Supplement Plans (Medigap)
If you choose to stay with Original Medicare, you may want to add a Medicare Supplement plan to cover out-of-pocket expenses like:
Medigap policies are accepted nationwide (no provider networks) and are ideal for those who want more flexibility and predictable costs. I’ll help you decide if this approach fits your health and financial goals.
Reviewing your current prescriptions
Comparing formularies
Ensuring your pharmacy is in-network
Finding a plan that keeps your costs low
Prescription Drug Plans (Part D)
Original Medicare does not include coverage for prescription medications. A standalone Part D plan can be added to help manage drug costs and avoid late enrollment penalties.
I’ll assist you in:
Chronic health conditions (diabetes, heart disease, etc.)
Dual eligibility for Medicare and Medicaid formularies
Residency in a care facility
Special Needs Plans (SNPs)
Special Needs Plans are designed for individuals with specific medical or financial needs, such as:
These plans include tailored benefits and care coordination. If you or a loved one may qualify, I can help determine eligibility and identify the right plan options.
When Can You Enroll in Medicare?
Knowing your Medicare enrollment window is critical to avoiding late penalties and gaps in coverage.
Initial Enrollment Period (IEP)
Starts 3 months before, includes your birth month, and ends 3 months after turning 65.
Annual Enrollment Period (AEP)
October 15 – December 7 each year. You can switch Medicare Advantage or Part D plans.
Special Enrollment Periods (SEPs)
Triggered by life changes like moving, losing other coverage, or qualifying for Medicaid.
I’ll help you determine the right time to enroll or make changes to your plan.
How I Help Medicare Clients
As your local Medicare broker, I offer:
One-on-one consultations by phone, online, or in person
Unbiased comparisons of multiple Medicare plan options
Help reviewing your prescriptions, doctors, and needs
Support with enrollment applications
Year-round assistance with renewals, claims, or changes
And best of all — my services are always free to you.
Let’s Find the Right Medicare Plan for You
Choosing the right Medicare plan isn’t just about coverage — it’s about peace of mind. With nearly 30 years of experience and deep knowledge of Medicare plans available in Florida, I’m here to make your decision easier.
Common Questions About Medicare
Do I need both Medicare Advantage and a Supplement?
No — you choose one or the other. Advantage plans replace Original Medicare, while Supplement plans work with it.
Will my doctor accept a Medicare plan?
It depends on the type of plan. I’ll help you check your doctor’s network participation before you enroll.
Can I change plans if I’m unhappy with my current one?
Yes — usually during the Annual Enrollment Period (Oct 15 – Dec 7) or a Special Enrollment Period if you qualify.
What if I’m still working at 65?
You may not need to enroll right away. I’ll help you evaluate your options based on your employer coverage.
Schedule Your Free Medicare Consultation Today
HealthMarkets Insurance – Derek Rogers
10199 Southside Blvd #100 Jacksonville, FL 32256
Phone: (904) 580-7231
Contact Us
Contact Us
We will get back to you as soon as possible.
Please try again later.