Health Insurance Plans in Jacksonville, FL

Explore health insurance options in Jacksonville FL. Derek Rogers helps individuals and families compare ACA plans, apply for subsidies & enroll with confidence.

Affordable Coverage That Fits Your Life

If you’re under 65 and need health insurance for yourself or your family, HealthMarkets Insurance – Derek Rogers is here to help. Based in Jacksonville, FL, I work with individuals, families, and self-employed professionals to compare coverage options, understand costs, and enroll in the right plan — all at no cost to you.


Whether you're losing employer coverage, self-employed, or shopping for a better plan, I can walk you through your choices and make the process simple and stress-free.

Health Insurance Through the ACA Marketplace

As a licensed health insurance broker, I can help you explore plans available through the Affordable Care Act (ACA) — also known as the Health Insurance Marketplace or Obamacare.


These ACA-compliant plans provide:

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Coverage for essential health benefits

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Guaranteed acceptance regardless of health history

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Subsidies based on income to reduce monthly premiums and out-of-pocket costs

Most people qualify for a tax credit that lowers their premium — and I’ll help you determine your eligibility quickly and easily.

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Who Needs ACA Health Insurance?

ACA health plans are ideal for:

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Individuals and families without employer coverage

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Self-employed professionals and freelancers

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Early retirees under age 65

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Students aging off a parent’s plan

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Anyone between jobs or facing a life change

Whether you’re applying for the first time or reviewing plans during Open Enrollment, I’m here to help you understand your options and enroll with confidence.

What’s Covered by ACA Plans?

Every ACA health plan must include coverage for these essential services:

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Doctor visits and preventive care

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Hospitalization and emergency services

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Prescription drugs

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Mental health and substance abuse treatment

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Maternity and newborn care

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Pediatric services (including dental & vision)

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Rehabilitative services

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Lab work and diagnostic tests

In short, ACA plans offer comprehensive protection, even if you have pre-existing conditions.

Plan Types & Networks

ACA plans are available in several tiers:

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Bronze: Lower premiums, higher out-of-pocket costs

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Silver: Moderate premiums and coverage

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Gold: Higher premiums, lower out-of-pocket costs

Plan availability and networks vary by location. I’ll help you choose a plan that includes your doctors, preferred hospitals, and prescriptions — while staying within your budget.

Special Enrollment & Life Changes

You may qualify for Special Enrollment outside of Open Enrollment if you experience a qualifying life event, such as:

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Loss of employer coverage

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Marriage or divorce

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Birth or adoption

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Moving to a new ZIP code

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Expiration of COBRA coverage

I’ll guide you through the paperwork and help you avoid any lapses in coverage.

How I Make Health Insurance Easier

As a local, independent agent, I offer:

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Free, no-pressure consultations

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Comparison of multiple insurance carriers

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Help applying for subsidies and tax credits

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Personalized plan recommendations

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Year-round support, including mid-year plan changes

Because I’m not tied to any one company, I can provide honest advice and help you choose the best available option for your situation.

Let’s Find the Right Plan for You

No matter your age, job status, or life situation, you deserve affordable health coverage that works for you. With nearly 30 years of experience and access to top insurers, I’m here to make sure you understand your options — and get the coverage you need.

Common Questions About Health Insurance

  • Do I have to go through the government website?

    No — I can help you enroll in ACA plans directly, making the process faster and easier.

  • Will I qualify for a subsidy?

    Most people do. I’ll help calculate your estimated subsidy based on your household size and income.

  • What if I only need short-term coverage?

    In some cases, short-term medical plans may be an option. I can walk you through alternatives to bridge a gap in coverage.

  • Can I change my plan later?

    Yes — during the next Open Enrollment Period or if you qualify for a Special Enrollment Period.

  • Are all ACA plans the same?

    Not at all. Plans vary in coverage, provider networks, and premiums. That’s why comparing them side by side with an expert makes a big difference.

Contact Derek Rogers Today

HealthMarkets Insurance – Derek Rogers

10199 Southside Blvd #100 Jacksonville, FL 32256

Phone: (904) 580-7231

Email: derek.rogers@healthmarkets.com

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