Life Insurance Plans in Jacksonville, FL

Explore life insurance in Jacksonville FL with Derek Rogers. Get help choosing term, whole, universal, or group life coverage. Free local consultation.

Protect What Matters Most with the Right Life Insurance Plan

Life insurance is one of the most important steps you can take to protect your family’s financial future. At HealthMarkets Insurance – Derek Rogers, I help individuals, families, and small business owners in Jacksonville and across Florida find affordable life insurance coverage that fits their needs and goals.


With nearly 30 years of experience and access to top carriers, I’ll help you understand your options and make a confident decision — all with no cost and no pressure.

Why Life Insurance Matters

Life insurance provides peace of mind by ensuring your loved ones are taken care of financially if something happens to you. It can help cover:

Black check mark inside a square.

Funeral and burial costs

Checkmark inside a square.

Mortgage and debts

Check mark inside a square.

Daily living expenses

Check mark icon inside a square.

Education funding for children

Black check mark inside a square.

Income replacement

Black checkmark inside a square.

Business continuity (for business owners)

The right policy can mean the difference between financial strain and financial stability for those you leave behind.

A professional in a suit smiles, holding hands with an older couple seated at a table, with documents.

Types of Life Insurance Available

Not all life insurance policies are the same. I’ll help you compare different plan types and choose what fits your situation best.

Term Life Insurance

Checkmark inside a square.

Provides coverage for a fixed period (10, 20, or 30 years)

Check mark inside a square, indicating selection or completion.

Typically the most affordable option

Checkmark inside a square.

Ideal for income replacement during key years (mortgage, raising children)

Whole Life Insurance

Black check mark inside a square.

Permanent coverage that lasts your entire life

Checkmark inside a square.

Builds cash value over time

Checkmark inside a square.

Fixed premiums that never increase

Universal Life Insurance

Checkmark icon in a square.

Flexible premiums and coverage amounts

Checkmark inside a square.

Permanent protection with investment potential

Checkmark inside a square, indicating selection.

Suitable for those who want both insurance and long-term savings options

Group Life Insurance

Black check mark inside a square, indicating selection or completion.

Offered through small business or employer groups

Black checkmark inside a square, indicating selection.

Affordable rates for multiple employees

Check mark inside a square.

Available as part of employee benefits packages

Checkmark inside a square.

Affordable

Check mark icon inside a square box.

Typically require no medical exam

Black checkmark icon inside a square.

Ideal for individuals over 50 or those with health conditions

Final Expense & Burial Insurance

If you’re primarily looking to cover end-of-life costs — such as funeral services, medical bills, or debts — final expense insurance may be right for you. These simplified issue policies are:

Who Should Consider Life Insurance?

Life insurance isn’t just for parents or homeowners. It’s for anyone who wants to protect the people who depend on them.



You may need life insurance if you’re:

Black check mark inside a square.

Married or in a domestic partnership

A black check mark inside a square, indicating a selection or completion.

A parent or caregiver

Black check mark inside a square.

A homeowner with a mortgage

Black checkmark inside a square.

A business owner

Check mark icon inside a square.

Providing financial support to others

Check mark inside a square.

Planning for final expenses

I’ll help you understand what type and amount of coverage makes the most sense for your life stage and financial goals.

Why Work With Derek Rogers?

As a licensed independent agent affiliated with HealthMarkets, I offer:

Check mark inside a square.

Free, unbiased guidance

Checkmark inside a square.

Access to multiple life insurance carriers

Checkmark inside a square, indicating a selection or completion.

Custom quotes based on your age, health, and budget

Check mark inside a square, indicating selection or confirmation.

Clear comparisons between policy types

Black checkmark in a square.

Support throughout the application and approval process

Because I’m not tied to one company, my only goal is to find the right plan for you — not to sell a specific product.

Let’s Talk About Your Coverage Needs

Every family and financial situation is different — and your life insurance should reflect that. Whether you’re just starting to explore your options or need to update existing coverage, I’m here to guide you through it.

Common Life Insurance Questions

  • Do I need a medical exam to apply?

    Some policies require one, but there are also no-exam and simplified issue plans available. I’ll help match you with the right option based on your health and coverage needs.

  • How much life insurance do I need?

    It depends on your financial obligations, income, dependents, and long-term goals. I’ll help you calculate the appropriate amount.

  • Can I get coverage if I’ve had health issues?

    Yes — there are carriers that specialize in policies for clients with pre-existing conditions. We’ll explore all available options.

  • Is group life insurance enough?

    Group policies are a good start, but they often offer limited coverage and don’t move with you if you change jobs. I recommend reviewing both individual and group coverage options.

Contact Derek Rogers Today

HealthMarkets Insurance – Derek Rogers

10199 Southside Blvd #100 Jacksonville, FL 32256

Phone: (904) 580-7231

Email: derek.rogers@healthmarkets.com


Schedule your no-cost, no-pressure consultation today and let’s protect what matters most.

Contact Us

Contact Us